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When I sought help from
an independent registered
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investment advisor for a
review of my financial plan,
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it was like taking my car in
for an oil change and learning
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I needed a new engine.
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I thought I was in
good financial shape,
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but she told me I was taking on far
more investment risk than I realized.
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Potentially paying more
in taxes than I needed to,
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and my investment
fees were adding up.
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That's because my funds were
scattered in three individual
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retirement accounts,
one four zero one ks,
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two brokerage accounts,
and two mutual funds.
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I had a CPA, an insurance
agent, two brokers,
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and an attorney, but
they all worked in silos.
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I had no idea my advisor
would work with this team of
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specialists so there could be a
holistic view of my financial affairs.
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She asked about my family,
my career, my goals,
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what I worry about, what I want
to accomplish with my wealth.
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She took time to get to know
me and did what no one else had
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done, step back, looked at my
entire financial picture, and
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fixed it.
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When I started
working as an advisor,
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my dad had just passed away and I was
taking care of my mom's financial plan.
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A career mentor at
the time said to me,
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we need to take care of
everyone with the same concern
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we have when we take
care of our own mother.
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That's always stuck with me.
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I'm an independent registered
investment advisor,
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otherwise known as an RIA.
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RIAs are registered with the
SEC and or their state and held
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to the fiduciary standard.
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That means we put our clients'
interests above our own, always.
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I'm proud of the fact my clients
trust me to be a part of their lives.
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I'm with them through
weddings, graduations,
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divorces, end of life care,
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any and all events that
require extensive preparation and often
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difficult conversations around hopes,
fears, family values, and more.
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I develop relationships with
their children and sometimes
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their their parents because
the better I know the entire
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family, the better I can help.
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My work as an independent
advisor isn't transactional.
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To me, it's personal.
